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Chapter 7 or Chapter 13

Las Vegas Bankruptcy Attorney Vegas BK


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    Chapter 7, sometimes called “straight bankruptcy“, is a quick process where one files their case, surrenders any unprotected assets to the trustee  (very rare), gets their discharge about three months later, and immediately begins rebuilding their credit.  Chapter 13 is a much longer process, where one files their case and then, over a 36 to 60 month process (depending on his or her income), makes payments to the trustee under a plan of re-organization, where some debts are paid (home arrearages, car loans, IRS taxes, etc.) and some debts are wiped out (medical bills, credit card debt, payday loans, etc.) and, upon completion of their plan, gets their discharge.


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    Are you struggling with debt you can’t afford to repay? Are you facing creditor actions like foreclosure, wage garnishment, or repossession? Bankruptcy may be the solution to end your nightmare and give you a fresh start. At VegasBK lawyers, we can help you explore your options to find the best solution toward a debt-free life, whether it’s bankruptcy, loan modification, or debt consolidation. If bankruptcy is the right solution for you, a Nevada bankruptcy attorney will help you choose the right chapter of bankruptcy and guide you through every step of the process. Contact the Las Vegas Bankruptcy lawyers at Vegas BK today for a free consultation with an experienced bankruptcy attorney in Las Vegas, Nevada. Call today to learn more about the benefits of bankruptcy and find out how it can help you get the peace of mind and debt relief you deserve.

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